Timothy O. Davis was born in Camilla, Georgia in 1955. He is a graduate of Darton College, receiving his A.A., Cum Laude, in 1975, the University of Georgia receiving his A.B., Magna Cum Laude, in 1977 and his J.D., Cum Laude, in 1982. Mr. Davis practices primarily in areas of real estate, commercial transactions, real estate-related litigation, and bankruptcy, with an emphasis on creditor representation. Mr. Davis is a member of the Dougherty Circuit Bar Association, and the State Bar of Georgia. He has spoken to area lenders and health care professionals on the subjects of bankruptcy and commercial matters and is a member of the Bank Counsel Section of the Georgia Bankers Association. He has been a speaker for the Institute for Continuing Legal Education in Georgia on the subject of bankruptcy litigation and has served the State Bar as a member of its Committee on Professionalism. Mr. Davis has also served as Chairman of River House, Inc. and on the Board of Directors of Open Arms, Inc., a nonprofit umbrella agency managing a number of programs for abused and neglected children. He is a member of St. Paul’s Episcopal Church where he has served as a member of the Vestry, the Church Executive Committee, and as Church Treasurer.